# Simple Earn
### What is Simple Earn?
[Simple Earn](https://app.gomining.com/finance/simple-earn/overview) lets you earn interest on the assets you already have in your account.
Once you turn it on, your balance starts generating rewards automatically without locking your funds or limiting withdrawals.
### Who can use Simple Earn?
**Simple Earn** may not be available in certain jurisdictions, e.g., the United States.
### How do I get started?
1. Open **Wallet** tab:\
2. Turn on the **Simple Earn** toggle:\
3. Accept the **Simple Earn User Agreement.**
### Which funds earn rewards?
You can earn rewards on certain cryptocurrencies that are supported by our platform.
The specific cryptocurrencies available for earning rewards depend on your region and may change due to local regulations.
### Is Simple Earn automatic?
Yes.
Once enabled, it runs in the background.
No need to manage positions, move funds, or manually reinvest; everything happens for you.
### What is APR?
**APR (Annual Percentage Rate)** shows how much you can earn from an asset over a year, based on current conditions.
APR is used to calculate your Simple Earn rewards.
### Why does APR change?
APR depends on multiple factors, including:
* Market conditions
* Asset demand
* Available liquidity
* Your VIP level
That’s why APR values may increase or decrease over time.
### Why does each asset have a different APR?
Each asset has its own APR because it behaves differently in the Earn system.
For example:
* Stablecoins and volatile assets have different demand
* Liquidity conditions vary per asset
* Market activity affects rates independently
As a result, APR is calculated separately for each asset.
### What APR values can I see?
You can see two types of rates:
* **Current APR** — the rate applied to your balance right now
* **Maximum APR** — the highest possible rate available at the Elite VIP level
Your actual APR depends on your current [VIP level](https://app.gomining.com/vip-program/levels).
### How are rewards calculated?
Rewards are calculated based on:
* The minimum balance held during each full 4-hour cycle
* The current APR for each asset
* Your [VIP Simple earn multiplier](https://app.gomining.com/vip-program/levels)
If your balance decreases due to a withdrawal, purchase, or any other user operation, rewards are calculated based on the lowest amount held.
### How are rewards credited?
* Rewards are calculated for every full 4-hour cycle you’ve participated in
* Rewards are paid directly to your wallet in BTC
* BTC rewards are added automatically, even if you didn’t hold BTC before
### Where can I see my earnings?
In the **Simple Earn** screen, you can track:
* Current APR
* Total BTC rewards earned
* Earning amounts per asset
All information updates automatically.
### Can I withdraw my funds?
Yes, anytime. Your money is not locked. You can withdraw your assets whenever you want, even while Simple Earn is active.
### How do I disable Simple Earn?
To disable Simple Earn:
1. Open the **Wallet** tab.
2. Select the **Simple Earn** badge.
3. Scroll down to the bottom of the page.
4. Click the **Disable Simple Earn** button.
Once you complete these steps, Simple Earn will be disabled right away.
**After disabling Simple Earn:**
* You will not earn rewards for the current 4-hour period.
* Your funds will remain fully accessible and usable.
* You can reactivate Simple Earn whenever you wish.
### Are my funds safe? I’m worried about losing money
GoMining carefully selects the protocols used in **Simple Earn** and continuously monitors them. Protocols may be rotated if needed to reduce risks. This means the system is actively managed, not a “set and forget” solution.
At the same time, Simple Earn works with **DeFi protocols**, so risks cannot be fully eliminated. In rare cases, such as a smart contract vulnerability, losses may occur.
Simple Earn is not a bank deposit, and capital preservation cannot be absolutely guaranteed. To reduce risk, GoMining monitors protocols, rebalances allocations, and may limit exposure as needed.
### What do you do with my assets?
**Simple Earn** lets your crypto assets earn rewards while they remain in your account.
Once enabled, GoMining handles the process. The platform selects protocols, allocates funds, monitors risks, and rebalances when needed.
Rewards are paid in BTC every 4 hours, with no lockups. You can withdraw your assets at any time.
At the moment, we do not disclose real-time allocation details. We are working to provide more transparency into the strategies and mechanisms used in the future.
### Where are my funds allocated?
GoMining works with selected **DeFi protocols**, including staking, lending, and liquidity solutions. Protocols are chosen based on reliability, liquidity, and yield.
Allocations are continuously monitored and may be rotated or rebalanced depending on market conditions.
At this time, we do not publish a fixed list of protocols because allocations may change. Improving transparency remains one of our priorities.
The main value of **Simple Earn** is that users do not need to select or monitor protocols themselves. GoMining manages this process.
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